Our Loan Products
Find the Right Loan to Fuel Your Success
Every investor’s journey is unique, and so are your financing needs. At UpShield Financial, I offer a range of flexible, solution-driven loan products designed to support your real estate ambitions—whether you’re renovating your first property, scaling your portfolio, or developing something extraordinary.
My goal is simple: to make financing easy, personalized, and built to help you achieve success. With expert guidance, quick approvals, and a creative approach, I’m here to provide the resources and support you need to bring your projects to life.
Loan Products
Find the Right Loan to Fuel Your Success
Every investor’s journey is unique, and so are your financing needs. At UpShield Financial, I offer a range of flexible, solution-driven loan products designed to support your real estate ambitions—whether you’re renovating your first property, scaling your portfolio, or developing something extraordinary.
My goal is simple: to make financing easy, personalized, and built to help you achieve success. With expert guidance, quick approvals, and a creative approach, I’m here to provide the resources and support you need to bring your projects to life.
Fix & Flip
Projects
Key Features:
High Leverage Financing: Up to 90% of the purchase price and 100% of rehab costs.
Advanced Draws: Rehab budget funded upfront, with draw requests processed within 24 hours.
No Monthly Payment: All mortgage payments are rolled into the loan for better cash flow.
Quick Approvals: Streamlined process to keep your project on schedule.
Ground Up Construction
Key Features:
High Leverage: Up to 90% loan-to-cost and up to 75% of ARV.
No Monthly Payments: All mortgage payments are rolled into the loan for up to 24 months
Comprehensive Options: Covers land, horizontal infrastructure, and construction costs.
Tailored to Experience: Terms based on your FICO score and prior projects.
DSCR | Refinance | Cashout
Key Features:
Long-Term Stability: 30-year fixed-rate loans with PITI.
Flexible Terms: Purchase, refinance, or cash-out options available
Up to 90% loan-to-value (LTV)
Accessible Requirements: Minimum FICO of 660 and DSCR as low as 0.75
No Income Verification: Approval based on property income potential.
Multi-Family Properties
Key Features:
Flexible Options: Short-term bridge loans or 30-year fixed-rate financing for stabilized properties.
High Leverage: Up to 80% of the purchase price and 100% of rehab funds.
No Income Verification: Focused on property performance rather than individual financials.
No Prepayment Penalties: Pay off your loan without restrictions.
Commercial
Properties
Key Features:
Multifamily Properties (5-100 Units)
Mixed-Use Buildings
Short Term Rentals (Air BNB)
55 + Living
Student Housing
Industrial Warehouses
Medical Office
Skilled Nursing & Assisted Living
Hotels/Motels
Land Dev & Infrastructure
Key Features:
Comprehensive Funding: Covers up to 80% of the purchase price and 100% of the development budget.
No Income Verification: Hassle-free approvals based on project potential.
No Prepayment Penalties: Flexible terms that adapt to your timeline.
Let’s Talk
UpShield Financial LLC